US States · Effective property tax rate
Property Tax Rates by State (Effective Rate) (2024)
Property tax is the biggest recurring cost of owning a home after the mortgage, and it varies enormously by state. This ranking shows the effective property tax rate: the real estate taxes homeowners actually paid as a percentage of what their homes are worth, along with the median annual tax bill.
In 2024, homeowners in Illinois faced the highest effective rate at 1.79% of home value, while Hawaii had the lowest at 0.31%. Across the US the rate was 0.89%. A low rate does not always mean a low bill: in states with expensive homes, even a modest rate produces a large tax payment, as the median bill column shows.
Key facts
Highest
- 1Illinois1.79%
- 2New Jersey1.68%
- 3Vermont1.40%
Lowest
- 51Hawaii0.31%
- 50Alabama0.37%
- 49Arizona0.43%
Effective property tax rate by state
Shaded by quintile; darker = higher. Hover a state for its value and rank.
- 0.31%–0.52%
- 0.54%–0.72%
- 0.74%–0.90%
- 0.90%–1.20%
- 1.23%–1.79%
Highest and lowest states
Effective property tax rate; dashed line marks the US figure.
United States: 0.89%
Full ranking
| 1 | Illinois | 1.79% | $5,399 |
|---|---|---|---|
| 2 | New Jersey | 1.68% | $9,358 |
| 3 | Vermont | 1.40% | $5,026 |
| 4 | Nebraska | 1.38% | $3,739 |
| 5 | Connecticut | 1.35% | $6,573 |
| 6 | New Hampshire | 1.35% | $6,707 |
| 7 | Ohio | 1.28% | $2,937 |
| 8 | Iowa | 1.25% | $2,937 |
| 9 | Texas | 1.25% | $4,108 |
| 10 | New York | 1.23% | $6,542 |
| 11 | Kansas | 1.20% | $2,983 |
| 12 | Wisconsin | 1.19% | $3,680 |
| 13 | Pennsylvania | 1.14% | $3,214 |
| 14 | Michigan | 1.13% | $2,988 |
| 15 | South Dakota | 1.00% | $2,940 |
| 16 | Rhode Island | 1.00% | $4,886 |
| 17 | Minnesota | 0.99% | $3,501 |
| 18 | Massachusetts | 0.95% | $6,080 |
| 19 | North Dakota | 0.94% | $2,550 |
| 20 | Maine | 0.90% | $3,103 |
| 21 | Maryland | 0.90% | $4,144 |
| 22 | Alaska | 0.90% | $3,976 |
| 23 | Missouri | 0.85% | $2,021 |
| 24 | Oregon | 0.79% | $3,895 |
| 25 | Oklahoma | 0.78% | $1,672 |
| 26 | Georgia | 0.77% | $2,554 |
| 27 | Florida | 0.76% | $2,993 |
| 28 | Indiana | 0.76% | $1,798 |
| 29 | Virginia | 0.75% | $2,872 |
| 30 | Washington | 0.74% | $4,729 |
| 31 | Kentucky | 0.72% | $1,611 |
| 32 | California | 0.69% | $5,369 |
| 33 | District of Columbia | 0.63% | $4,594 |
| 34 | North Carolina | 0.62% | $2,044 |
| 35 | New Mexico | 0.61% | $1,776 |
| 36 | Montana | 0.59% | $2,939 |
| 37 | Wyoming | 0.58% | $1,947 |
| 38 | Louisiana | 0.56% | $1,187 |
| 39 | Arkansas | 0.54% | $1,113 |
| 39 | Mississippi | 0.54% | $1,221 |
| 41 | Colorado | 0.52% | $2,828 |
| 42 | Delaware | 0.51% | $1,750 |
| 43 | Nevada | 0.50% | $2,143 |
| 44 | West Virginia | 0.48% | $881 |
| 45 | Tennessee | 0.46% | $1,488 |
| 46 | Utah | 0.45% | $2,648 |
| 47 | South Carolina | 0.44% | $1,337 |
| 48 | Idaho | 0.43% | $1,912 |
| 49 | Arizona | 0.43% | $1,828 |
| 50 | Alabama | 0.37% | $890 |
| 51 | Hawaii | 0.31% | $2,385 |
Methodology
Calculated from Census Bureau American Community Survey 1-year estimates for owner-occupied housing units: aggregate real estate taxes paid (table B25090) divided by aggregate home value (table B25082). The median tax bill is from table B25103 (median real estate taxes paid). Home values and taxes are reported by homeowners, so the rate reflects what owners pay relative to what they believe their homes are worth, not statutory or assessment rates. It covers property taxes on the home only (not vehicles or business property) and is the same approach used in widely cited effective-rate comparisons.
Puerto Rico and other US territories are not included. Rankings use competition ranking: tied values share a rank.
Frequently asked questions
Which state has the highest property taxes?
By effective rate, Illinois at 1.79% of home value. By the size of the typical bill, sort the table by the median tax bill column.
Which state has the lowest property tax rate?
Hawaii, where homeowners pay about 0.31% of their home's value each year.
How do I estimate the tax on a home?
Multiply the home's value by the effective rate. For example, a $300,000 home in a state with a 1.00% rate would carry about $3,000 a year in property tax. Local rates within a state vary widely, so check the county or city rate before buying; our city ranking covers 600+ cities.
Is this the same as the statutory tax rate?
No. Statutory rates apply to assessed values, which are often a fraction of market value and can be capped or exempted. The effective rate shows what owners actually pay relative to market value, which makes states comparable.
Sources
- U.S. Census Bureau, 2024 American Community Survey 1-Year Estimates, tables B25090, B25082, B25103
- ACS Summary File (raw data used)
Data retrieved October 29, 2026. Values are shown as published, rounded for display; derived percentages are computed by us from published counts as described above. Download the CSV. Spotted an error? Tell us.
Cite this page: SortedLists, “Property Tax Rates by State (Effective Rate)”, https://sortedlists.com/states-by-property-tax-rate/ (accessed October 29, 2026). Data: U.S. Census Bureau, 2024 American Community Survey 1-Year Estimates, tables B25090, B25082, B25103.